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SAFARICOM DARAJA 2.0 REST APIS

M-Pesa Daraja 2.0 API Integration in Kenya

Seamlessly integrate Lipa Na M-Pesa STK Push, Paybill & Till number validation webhooks, and automated B2C payouts into your website, mobile app, or ERP system.

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Fintech Engineering Kenya

Accept Payments Automatically with Safaricom M-Pesa Daraja 2.0

Manual M-Pesa verification is slow, prone to fake SMS fraud, and causes abandoned carts. Automated integration directly with Safaricom's Daraja 2.0 gateway allows your business to receive payments, verify transaction codes, and update order statuses in sub-second speed.

Beatsy Solutions specializes in end-to-end M-Pesa Daraja 2.0 development. From testing on the Safaricom Developer Sandbox to security token hashing, webhook listeners, and guiding your team through live Go-Live compliance, our engineers deliver bulletproof fintech integrations.

Instant STK Push Prompt
Zero Fake SMS Fraud
Auto Paybill Reconciliation
Sub-Second Callbacks
Lipa Na M-Pesa Online (STK)

Triggers an automatic PIN prompt on the customer's phone for 1-tap checkout on web and mobile apps.

C2B Paybill & Till Validation

Validates account numbers and confirms incoming payments from Paybill or Buy Goods Till in real time.

B2C Automated Disbursements

Automate dividend payouts, refund settlements, salary disbursements, and affiliate payouts directly to mobile wallets.

Security & Replay Protection

Cryptographic token generation, IP whitelisting, and idempotency checks to prevent duplicate transactions.

SYSTEM FLOW

Automated Daraja 2.0 Transaction Flow

How our engineering architecture seamlessly executes M-Pesa transactions in seconds.

1
Customer Checkout

Customer enters their Safaricom phone number and clicks "Pay with M-Pesa".

2
STK Push Trigger

Our backend authenticates with Daraja and pops up the secret PIN dialog on the phone.

3
Callback Verification

Safaricom fires an encrypted JSON webhook callback with the receipt code (e.g. QHX...).

4
Instant Fulfillment

Order is instantly marked as PAID, receipt SMS is sent, and customer sees confirmation.

INTEGRATION TIERS

M-Pesa Daraja 2.0 Integration Packages

Fixed-price engineering tiers covering development, testing, and live Safaricom Go-Live deployment.

Pricing

Choose your plan

We are here to help you, just in case you need help to get started with our services.

Express STK Push Integration

Starting From Only
Ksh 15,000 One-Time Payment
Safaricom Daraja 2.0 API integration with instant STK push, Paybill/Till callbacks, B2C payouts, and automated ledger reconciliation.
  • Seamless Web & Mobile M-Pesa STK Push Pop-Up
  • Real-Time Webhook Callback Listener & Verification
  • Automated Order Status Update on Payment Success
  • Secure Hash & Token Authentication Architecture
  • Sandbox Testing & Live Safaricom Daraja Onboarding
  • 1 Month Free Post-Launch Guarantee
Get Quote Learn More

C2B Paybill & Till Automation

Starting From Only
Ksh 28,000 One-Time Payment
Safaricom Daraja 2.0 API integration with instant STK push, Paybill/Till callbacks, B2C payouts, and automated ledger reconciliation.
  • Validation & Confirmation URL Webhook Handlers
  • Support for Customer Paybill & Till Number Payments
  • Automated Account Number Reconciliation & Receipt Generation
  • Instant Customer SMS & Email Payment Confirmation
  • Failed Payment Retry & Query Transaction Status API
  • Admin Transaction Reconciliation Dashboard
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Enterprise B2C & Disburse Suite

Starting From Only
Ksh 55,000 One-Time Payment
Safaricom Daraja 2.0 API integration with instant STK push, Paybill/Till callbacks, B2C payouts, and automated ledger reconciliation.
  • Automated Bulk B2C Payouts (Salaries, Dividends, Refunds)
  • Reversal Callback & Account Balance Inquiry APIs
  • Multi-Account Settlement (Shortcode to Utility)
  • Strict Cryptographic Signature & IP Whitelisting
  • Automated ERP & Accounting Ledger Synchronization
  • Dedicated Priority Integration Engineer
Get Quote Learn More
SAFARICOM DARAJA 2.0 REST APIS

Operational Add-Ons

Seamlessly integrate Lipa Na M-Pesa STK Push, Paybill & Till number validation webhooks, and automated B2C payouts into your website, mobile app, or ERP system.

Add-On
Biometric Time & Attendance Device Hardware Integration
Ksh 25,000

Direct API synchronization with ZKTeco and Anviz clocking hardware for automated overtime, shift rosters, and clock-in reconciliation.

Get Quote
Add-On
Employee Self-Service Mobile Portal & Leave App
Ksh 20,000

Staff self-service mobile portal for instant leave applications, manager approvals, payslip downloads, and employee directory.

Get Quote
Add-On
Bulk SMS Payslip Alerts & Secure PDF Delivery
Ksh 10,000

Automated encrypted PDF payslip delivery via email accompanied by instant SMS net pay notifications and download credentials.

Get Quote
Add-On
Statutory KRA iTax, NSSF, SHA & Housing Levy Return Exporters
Ksh 15,000

Pre-configured validation engines generating 100% compliant upload files for KRA iTax, NSSF, SHA, and Affordable Housing portals.

Get Quote

Related Integration Services

SMS Gateway Integration
Payment Gateway Integration
eTIMS Integration
USSD API Integration
All API Services
FAQ

Frequently Asked Questions: M-Pesa Daraja Integration

Seamlessly integrate Lipa Na M-Pesa STK Push, Paybill & Till number validation webhooks, and automated B2C payouts into your website, mobile app, or ERP system.

Safaricom Daraja API is the official software gateway that connects your website, mobile app, or ERP directly to M-Pesa. It enables automated, instant payment processing, real-time transaction verification, and instant order fulfillment without manual receipt checks.

With STK Push (Lipa na M-Pesa Online), the customer enters their phone number on your site and their phone automatically pops up with a prompt showing your business name and exact amount—they only type their PIN. Manual Paybill requires them to open M-Pesa, type business numbers, invoice numbers, and verify manually.

Yes! We have built and deployed battle-tested M-Pesa integrations for WooCommerce (WordPress), Shopify, Magento, CodeIgniter, Laravel, Node.js, Python/Django, and custom PHP systems with automated instant IPN callbacks.

You need: a registered business Certificate of Registration/Incorporation, KRA PIN, an active Safaricom Paybill or Lipa na M-Pesa Buy Goods Till number, and an account on the Safaricom Daraja Developer Portal. We guide you through the entire onboarding process.

Yes. When a customer pays, Safaricom's API sends an instant webhook callback containing the M-Pesa receipt code (e.g., SLK89X7Q12), phone number, and exact amount. The system matches this with your order and marks it paid in under 2 seconds.

Yes! We engineer secure Business-to-Consumer (B2C) automated payment systems allowing businesses to disburse salaries, affiliate commissions, micro-loans, or customer refunds directly to M-Pesa wallets with multi-level approval controls.

We implement automated background cron workers that query Safaricom's Transaction Status API every 30 seconds for any pending transaction until final confirmation is received, ensuring zero lost orders.

Yes. Upon receiving the confirmed callback from Safaricom, our system triggers an instant branded SMS receipt to the customer thanking them and providing their order number and download or tracking link.

A standard integration is completed in our testing sandbox within 24 hours. Once Safaricom approves production keys, we deploy and run live test transactions, completing the entire process in 1 to 2 business days.

We enforce strict HTTPS/TLS endpoint encryption, Safaricom official IP address whitelisting, cryptographic signature verification, and database duplicate receipt prevention so fake confirmation SMS cannot fool your system.

Ready to Automate Your M-Pesa Payments?

Connect with our fintech engineers in Nairobi or Thika for a live API demonstration and fast-track Safaricom onboarding.

Request Daraja Integration Talk to API Engineers
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